Why Maximize Social Security?

Did you know that there are literally thousands of options for when and how you elect your Social Security benefits?

Did you know that the difference between a good election decision and a poor one is regularly more than $100,000 in income?

Let us guide you through the maze of this valuable benefit.

Attention City Retirees:

If you have just retired or are thinking of retiring soon, contact Benefit Specialist Chris Marrow for instructions on your next step. He can guide you through the complicated transition from employee to retiree. Please notify him as soon as your City Human Resources Administrator gives you his contact information. Timing is very important for a smooth transfer of benefits and insurance.

Aetna Dental Access® Video: Click here

This dental network provides members with discounts of 15% to 50%* on dental services at over 92,500** available dental practice locations nationwide in most instances. Members simply present their card bearing the Aetna Dental Access® logo, along with payment in full of the discounted fee, for immediate savings at the time services are rendered. Members will want to utilize their card and enjoy the savings time and time again.

Highlights

*In most instances, members may save 15% to 50%* on services from general dentistry and

cleanings to root canals, crowns and orthodontia.

*Over 92,500** available dental practice locations nationwide.

*Save on routine dental services such as x‐rays and fillings.

*Save on specialty dental care such as orthodontics and periodontics where available.

Disclosures

* Actual costs and savings vary by provider, service and geographical area.

** According to the Aetna Enterprise Provider Database as of November 1, 2010.

*Dental Benefit is not available to Vermont residents.

*The discount program provides access to the Aetna Dental Access® network. This

network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC

nor any of its affiliates offers or administers the discount program. Neither ALIC

nor any of its affiliates is an affiliate, agent, representative or employee of discount

program. Dental providers are independent contractors and not employees or

agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and

is not responsible for outcomes.