Why Maximize Social Security?

Did you know that there are literally thousands of options for when and how you elect your Social Security benefits?

Did you know that the difference between a good election decision and a poor one is regularly more than $100,000 in income?

Let us guide you through the maze of this valuable benefit.

Attention City Retirees:

If you have just retired or are thinking of retiring soon, contact Benefit Specialist Chris Marrow for instructions on your next step. He can guide you through the complicated transition from employee to retiree. Please notify him as soon as your City Human Resources Administrator gives you his contact information. Timing is very important for a smooth transfer of benefits and insurance.

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Retail Pharmacy / Mail order discount

The neighborhood pharmacy program assures members the lowest price on prescription drugs, saving 10% to 85% on most short ‐term, acute care prescriptions such as antibiotics and painkillers. Long ‐term prescriptions may be purchased at the local pharmacy, but for maximum, guaranteed savings, the member is encouraged to use the mail order pharmacy for maintenance drugs. Itʹs simple to use. The member simply presents the membership card to the pharmacist with the prescription. The pharmacist calculates the discount and the member pays the discounted price. No other forms required.

Highlights

*10% to 85% savings on most short‐tem and acute care medications

*Online Drug Price Check Utility (www.rxpricequotes.com) provides members

the ability to find the price of their prescriptions at participating locations in their

zip code

*Over 60,000 participating locations, including independent, national and regional

chain pharmacies nationwide.

Mail Order

To ensure members save money on their prescription drugs, we created a unique mail

order pharmacy program called the Mail Order Prescription Plan. Since most maintenance

medications are purchased in 90 day supply, members maximize savings and have the

convenience of home delivery (at no additional charge) through the mail order pharmacy.

Accuracy is assured through a procedure that requires every order to pass seven quality

assurance checkpoints before mailing.

Highlights

•Prices average 10% below AARP

•SAVINGS GUARANTEE: If the member finds a lower price from a local retail pharmacy,

the Mail Order Pharmacy will beat that price by $5.00 on medications priced at $10.00 or

•Convenience of home delivery with no postage or dispensing fees added

• Unlike programs that restrict medications on their “approved” list, the mail order “open

formulary” allows a doctor to prescribe the most effective medication to treat a particular

ailment or condition

Disclosures

Pharmacy discounts are Not Insurance, and are Not Intended as a Substitute for

Insurance.

The discount is only available at participating pharmacies.