Why Maximize Social Security?

Did you know that there are literally thousands of options for when and how you elect your Social Security benefits?

Did you know that the difference between a good election decision and a poor one is regularly more than $100,000 in income?

Let us guide you through the maze of this valuable benefit.

Attention City Retirees:

If you have just retired or are thinking of retiring soon, contact Benefit Specialist Chris Marrow for instructions on your next step. He can guide you through the complicated transition from employee to retiree. Please notify him as soon as your City Human Resources Administrator gives you his contact information. Timing is very important for a smooth transfer of benefits and insurance.

Long Term / Elder Care

Our Long Term / Elder Care program is designed to provide assistance and support to members dealing with the aging of their parents and family members. Our trained and experienced elder care specialists at over 5500 locations nationwide, help you and your family understand the issues related to caring for an older person and assist you in making the right choices for your family.

Highlights

* Elder Care Information and Referral Care Advisors are available 24 hours a day, 7 days a week about:

* Understanding the emotional and financial challenges of caring for an elderly person

* How in‐home services provided by a professional geriatric care manager can ease the care giving burden

* Locating an appropriate home health agency, assisted living facility or nursing home at the best rates

* Discount home healthcare and long‐term network members can save up to 35% at approximately 5,500 providers when seeking home health agency or assisted living facilities.

* Access to a comprehensive elder care website that offers features such as skill sheets, condition research, caregiver advice, two minute test, care giver tools, resource finder and member reports.

* Discounted fee for geriatric care management services. Services provided are telephonic and in ‐home evaluations (for an additional hourly or package fee) for all levels of care from basic to comprehensive. Members receive a 5% to 15% discount on retail rates.

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Care Coordination Services

CHCS Services utilizes the most advanced clinical tools and treatment protocols for optimal health status outcomes. These solutions support the highest level of integration between clinicians and the risk
management team. Our exemplary care management services ensure that our
members are properly educated to make informed healthcare decisions and to
maximize ancillary services, which result in a reduction of policy exposure.

Our service teams work with our members and their families to develop a customized care plan which
includes:

Elder Care Services

CHCS Services provides comprehensive eldercare solutions by leveraging our
many years of expertise in the Senior Marketplace. CHCS Services has a proven
combination of specialized tools and technology that gives our clients a
distinct advantage in the growing eldercare market.

We offer (but are not limited to):

Geriatric care
management
A national network of
nurses and health care professionals
A national network of
healthcare providers
Senior information and
referral services